While there are many benefits of self-funded health insurance, employers are naturally worried about the inherent risks involved. That’s where stop-loss insurance comes in. Stop-loss insurance protects the organization from extremely large claims, helping your clients protect their cash flow. It’s a must for any business considering self-funding.
At HPS, we’ve seen these insurance carriers keep Wisconsin businesses protected. Below are some of the stop-loss insurance carriers we recommend for your clients.
ASG Risk Management
ASG Risk Management specializes in self-funded insurance programs. Their service model aligns underwriting, administration and claims functions. Learn more>>
East Coast Underwriters
East Coast Underwriters provides a variety of unique stop-loss solutions to fit your company’s goals and specific risk profile. Learn more>>
Tokio Marine HCC Life Insurance Company
Tokio Marine HCC - Stop Loss Group is a leading provider of medical stop-loss insurance, provided through brokers, consultants and third-party administrators. Learn more>>
Spectrum Underwriting Managers (MMC)
Spectrum Underwriting Managers, Inc. is a full-service managing general underwriter of specific, aggregate and level-funded integrated stop-loss insurance. Learn more>>
HM Insurance Group
HM Insurance Group (HM) creates solutions to protect employers and health care entities from the financial risk associated with health care costs. Learn more>>
Medical Risk Managers
Medical Risk Managers, Inc. is a service provider to the employer stop-loss industry, offering underwriting, clinical, actuarial and marketing/distribution services to insurance carriers who write employer stop-loss coverage. Learn more>>
QBE A&H
QBE applies deep technical expertise to deliver future-ready products, customized underwriting solutions and superior claim service. Learn more>>
Sun Life
Sun Life helps employers manage the risk associated with self-funding by providing stop-loss solutions to help companies reach their risk management goals. Learn more>>
Symetra
Symetra is a financial services company offering annuities, life insurance and employee benefits that help people create secure retirements, protect their families and get benefits at work. Learn more>>