As healthcare costs rise, employees and their families are feeling the pain. When employees don’t have access to good healthcare options, understand their healthcare options, or feel confident with
In a traditional insurance provider network, the network negotiates rates with providers on behalf of their members so that the insurer, employer and patient pay less for each visit or procedure.
Renewal season can be a stressful time for brokers, particularly when dealing with smaller Fully Insured renewals. You spend a lot of time and effort preparing for renewals, and in the end, your
HPS is proud to offer our members a broad, independent provider network. We are always looking to add new providers to grow our network to maximize benefits for our members.
Throughout 2020, HPS was hard at work adding more ways for your clients to get the care they deserve while remaining within their budget. We want to share our 2020 highlights to showcase what HPS is
While there are many benefits of self-funded health insurance, employers are naturally worried about the inherent risks involved. That’s where stop-loss insurance comes in. Stop-loss insurance
Building an effective self-funded health insurance plan for your clients requires assembling an awesome team. One of those crucial team members is a third-party administrator (TPA). The TPA helps
When it comes to building an effective self-funded insurance plan for your client, they need your help assembling the perfect team. Your client will need to select a pharmacy benefit manager (PBM) to
When it comes to self-funded health insurance, your clients look to you for help managing their costs. Maybe you’ve just introduced the idea of self-funding to a client, and they’re nervous about the
Self-funded plans are employer-provided coverage not purchased from a carrier (i.e., you pay the claims yourself). The employer assumes a higher risk, which is offset by a greater potential for
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