As a broker, you know that the provider network’s job is to negotiate rates with providers throughout the network so that the insurer, employer and patient pay less for each visit or procedure.
Self-funded insurance plans are paid for by employers themselves, rather than purchased by the employer from an insurance carrier. With this plan type, employers are responsible for paying
Posted by HPS on 07/15/2019
In today’s world, employers need to stand out to attract and retain top employees—and benefits are an excellent way to do this. But when it comes to which benefits employees want and which aren’t
Posted by HPS on 06/10/2019
With employers constantly searching for ways to cut costs within their organizations, benefits such as medical, dental and vision are often the first place they turn—particularly as healthcare
Posted by HPS on 06/03/2019
As healthcare costs rise, employees and their families are feeling the pain. When employees don’t have access to good healthcare options, understand their healthcare options or feel confident with
Posted by HPS on 05/15/2019
As you know, a provider network’s job is to negotiate rates with providers throughout the network, so that the insurer, employer and patient pay less for each visit or procedure. Often, these
Posted by HPS on 05/06/2019
The Centers for Medicare & Medicaid Services projects the total cost of healthcare in the United States will grow at an average rate of 5.5% per year over the next decade, reaching $5.7 trillion by
Posted by HPS on 03/19/2019
Having healthy and happy employees is equally important to a company and the employees themselves. Excellent healthcare benefits can help attract new employees and assure current employees their
Posted by HPS on 03/12/2019
Employees have a lot going on in their lives. When healthcare open enrollment rolls around each year, the complexity and volume of information can require more time than an employee has available,
Posted by HPS on 03/05/2019
Small and mid-size employers continually face ever-increasing health insurance costs. On a per capita basis, health spending has increased over 30-fold in the last four decades, from $355 per person
Posted by HPS on 02/08/2019