HPS Blog for Brokers



Stop-Loss Insurance Carriers to Recommend to Your Self-Funded Clients

While there are many benefits of self-funded health insurance, employers are naturally worried about the inherent risks involved. That’s where stop-loss insurance comes in. Stop-loss insurance

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Third-Party Administrators to Recommend to Your Self-Funded Clients

Building an effective self-funded health insurance plan for your clients requires assembling an awesome team. One of those crucial team members is a third-party administrator (TPA). The TPA helps

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Pharmacy Benefit Managers to Support Your Self-Funded Clients

When it comes to building an effective self-funded insurance plan for your client, they need your help assembling the perfect team. Your client will need to select a pharmacy benefit manager

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How to Make Self-Funded Health Insurance Costs More Predictable for Your Clients

When it comes to self-funded health insurance, your clients look to you for help managing their costs. Maybe you’ve just introduced the idea of self-funding to a client, and they’re nervous about

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When Are Your Clients Ready to Move from Fully-Insured to Self-Funded Insurance?

Self-funded plans are employer-provided coverage not purchased from a carrier (i.e., you pay the claims yourself). The employer assumes a higher risk, which is offset by a greater potential for

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The Basics of Stop-Loss Insurance

Many employers are curious about self-funded or level-funded insurance but are reluctant to learn more because they are concerned about the increased risk. With self-funded health insurance,

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Fostering the Digital Transformation in Health Insurance

The broker business relies heavily on relationships. Face-to-face presentations, lunches and meetings are at the heart of a broker’s business model. While many brokers were exploring digital

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Help Clients Understand the Value of a Great Healthcare Experience

Every year, you have a conversation with your clients to match them with the healthcare benefits solution that makes the most sense for their business. Oftentimes your clients get too caught up in

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