When to Choose Level-Funding for Your Employee Benefits

Many benefits come with choosing to pay health care claims yourself rather than opting for a fully-insured health plan. However, when deciding what type of self-insurance is right for your

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HPS Members Share Their Feedback

Hundreds of HPS members were surveyed in 2019 about their satisfaction with HPS and the SuperEOB®. This blog summarizes the results of that survey—read on to learn how over 700 Wisconsin families

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Frequently Asked Questions for HPS Employers

Discounts and Pricing

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The Basics of Stop-Loss Insurance

You may be curious about self- or level-funding, but concerned about the increased risk. Stop-loss insurance exists to reduce this risk and protect you from catastrophic claims. This blog will

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Reducing Healthcare Costs with Self-Funding

If you choose to self-fund your insurance plan, that means that you will be paying for the plan yourself, rather than purchasing it from an insurance carrier. With this plan type, you, as the

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The Benefits of Self-Funding Your Benefits Plan

If you’re trying to save on costs, you may be looking into self-funded insurance plans. While self-funded plans carry greater risk, they allow you to have greater control over plan design and cost,

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What Employees Want: 13 Benefits & Perks That Make You Stand Out

In today’s world, employers need to stand out to attract and retain top employees—and benefits are an excellent way to do this. But when it comes to which benefits employees want and which aren’t

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Cutting Benefits Won't Save You Money: How to Reduce Costs Elsewhere

With employers constantly searching for ways to cut costs within their organizations, benefits such as medical, dental and vision are often the first place they turn—particularly as healthcare

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The Problem with Contracted Provider Discounts

As you know, a provider network’s job is to negotiate rates with providers throughout the network, so that you and your employees pay less for each visit or procedure. Often, these negotiated rates

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