With the cost of healthcare continually rising, employers are seeking ways to cut the cost of employee benefits. As a result, many employers are considering self-funding for the first time.
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There are many benefits for employers choosing to pay health care claims themselves, rather than opting for fully-insured health plans. When helping employers decide what type of self-insurance is
Self-funded insurance plans are paid for by employers themselves, rather than purchased by the employer from an insurance carrier. With this plan type, employers are responsible for paying claims,
Many employers are looking to save on costs and, as a result, looking into self-funded insurance plans. While self-funded plans carry greater risk for the employer, they allow the employer to have
In today’s world, employers need to stand out to attract and retain top employees—and benefits are an excellent way to do this. But when it comes to which benefits employees want and which aren’t
With employers constantly searching for ways to cut costs within their organizations, benefits such as medical, dental and vision are often the first place they turn—particularly as healthcare
The Centers for Medicare & Medicaid Services projects the total cost of healthcare in the United States will grow at an average rate of 5.5% per year over the next decade, reaching $5.7 trillion by
Having healthy and happy employees is equally important to a company and the employees themselves. Excellent healthcare benefits can help attract new employees and assure current employees their
Employees have a lot going on in their lives. When healthcare open enrollment rolls around each year, the complexity and volume of information can require more time than an employee has available,
Small and mid-size employers continually face ever-increasing health insurance costs. On a per capita basis, health spending has increased over 30-fold in the last four decades, from $355 per person
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