8 Ways to Help Clients Support Employee Financial Wellness

As healthcare costs rise, employees and their families are feeling the pain. When employees don’t have access to good healthcare options, understand their healthcare options, or feel confident with

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The Problem with Contracted Provider Discounts

In a traditional insurance provider network, the network negotiates rates with providers on behalf of their members so that the insurer, employer and patient pay less for each visit or procedure.

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Health Payment Systems Year in Review 2020

Throughout 2020, HPS was hard at work adding more ways for your clients to get the care they deserve while remaining within their budget. We want to share our 2020 highlights to showcase what HPS is

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How to Evaluate Provider Networks

As a broker, you know that the provider network’s job is to negotiate rates with providers throughout the network so that the insurer, employer and patient pay less for each visit or procedure. But

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Reducing Costs with Self-Funded Plans

Self-funded insurance plans are paid for by employers themselves, rather than purchased by the employer from an insurance carrier. With this plan type, employers are responsible for paying claims,

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What Employees Want: 13 Benefits & Perks That Make Your Clients Stand Out

In today’s world, employers need to stand out to attract and retain top employees—and benefits are an excellent way to do this. But when it comes to which benefits employees want and which aren’t

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Cutting Benefits Won't Save You Money: How to Help Your Clients Reduce Costs Elsewhere

With employers constantly searching for ways to cut costs within their organizations, benefits such as medical, dental and vision are often the first place they turn—particularly as healthcare

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Create a Lower Healthcare Cost Trend for Your Company

The Centers for Medicare & Medicaid Services projects the total cost of healthcare in the United States will grow at an average rate of 5.5% per year over the next decade, reaching $5.7 trillion by

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Beyond Benefits: How Easy-to-Understand Healthcare Benefits Create Happier Employees

Having healthy and happy employees is equally important to a company and the employees themselves. Excellent healthcare benefits can help attract new employees and assure current employees their

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Clear the Confusion About Healthcare Benefits During Open Enrollment

Employees have a lot going on in their lives. When healthcare open enrollment rolls around each year, the complexity and volume of information can require more time than an employee has available,

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